Discover this Largo, Florida home, just 8 miles by road from Indian Rocks Beach, with NO HOA and located in Flood Zone X! The property features a 3-bedroom, 1-bath main residence plus a converted fourth-bedroom area with a private entrance, bathroom, and kitchenette, creating a versatile flex space with a mother-in-law-style layout. Enjoy a fully fenced backyard with an above-ground pool, an updated kitchen, and an oversized paver driveway. The seller is offering a new membrane roof prior to closing with an acceptable offer. Inside, the main living area features granite countertops, stainless steel appliances, modern cabinetry, vinyl flooring, and an open layout. Additional improvements include the AC system (2019) and electrical panel (2019). The converted fourth-bedroom area provides additional flexibility for a guest space. Conveniently situated in Pinellas County, with access to Clearwater Beach, shopping, dining, and major roadways, this property combines practical features with the opportunity to enjoy Florida's Gulf Coast lifestyle. Schedule your private showing to explore the property's layout and possibilities!